Six questions to ask when shopping for homeowners insurance

NEW YORK – Feb. 21, 2012 – Homeowners should work with experts to determine the type of homeowners insurance they need and the amount of coverage.

“Besides knowing the basics of what a standard homeowners insurance policy covers, consumers should ask a series of questions – and receive satisfactory answers to each of them – before buying a new policy or renewing an existing one,” says Michael Barry, vice president, media relations, Insurance Information Institute (I.I.I.). I.I.I. is a nonprofit, communications organization supported by the insurance industry.

According to I.I.I., there are six basic questions everyone should ask before buying or renewing a homeowners insurance policy:

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